How To Become a Homesteader-Part 1- Finances

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Our homesteading school garners a lot of interest and folks of all walks of life are more and more interested in leaving the rat race and joining the simple life.  Most people have a romanticized view of what homesteading looks like, but the good news is, most of those images are true.  It is lovely to live so simply and to not worry as much and to have more freedom with time.

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We have a lot of people, friends and family, ask how to get to this point.  How do you achieve the homestead?  How do you get your own place, your own farmstead?  How do you leave your job?  How do you walk away from your lifestyle?

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Here is the very first thing that one has to realize, grasp, and accept before they pursue this lifestyle.  You must be prepared to give up your way of life.  You must be prepared to give up a lot of things, a lot of comforts, a lot, in order to get away with living this way.  But you get much, much more in return.

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1. Regarding Work- unless you are independently wealthy or are expecting an inheritance, you’ll need to make an income.  There are a lot of people with “regular” jobs looking to escape to this lifestyle but do not want to give up the RV payment, the car payment, the cable package, the all electric run home, the big house, et cetera.  But, a lot of times the reason that people want to become homesteaders is to get away from those rat race jobs!  To not be reliant on others to keep them employed.  To not work 40+ hours a week breaking their backs and then expect to be able to go do chores and call in to work if a sick lamb is born.  Homesteading is about being your own boss.

There are the few that enjoy homesteading on the weekends or love their corporate jobs.  This is more about those of you that want to choose what you do from day to day, who want to live closer to nature, and who want to be less reliant on the system, and have faith in their abilities to provide for themselves.

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There is a new wave of entrepreneurs coming up.  People are realizing that four year college is not the answer most of the time for our young folk.  Heading into their adult lives with debt is not a great way to start out.  Trade schools are rising in popularity and for good reason.  There are few people my age that know how to fix plumbing, who can do carpentry, or who can fix their own cars.  We all got used to hiring people and that is expensive.  But if these young people can grab some of the training and jobs out there to do these things they can work for themselves and make a fair income.  Not just young people, if you need a new career, look into trade work.  If you know how to do these things, focus your energies on these skills to make a homestead income.

I have friends that make their entire living off of farming.  One needs less bills in order to achieve that.  We make a very nice living (it may be considered poverty level, but it works for us!) making and selling herbal medicines and teaching.

If you get your bills down low enough, an enjoyable part time job might be sufficient.

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2. Bills- Do you need a cable package?  Do you need television?  Do you need internet?  Can you use free wifi somewhere?  Get your bills down as low as you can on paper and then you will see how much you need to make per month.  Forget the five year plan, the “when we get this paid off” plan, “when we retire” plan.  Life is short, life is waiting, act soon!

Take away preconceived notions.  You do not need to own a lot of land to homestead.  Find a cheap rental with a friendly landlord.

As you get involved in this lifestyle you will find that you will meet more and more likeminded people.  Homesteaders are an amazing community of people that are always willing to help with advice and expertise and who love to barter!

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3. Debt- It seems impossible to get rid of the debt we accumulated through student loans and losing our house from our previous lifestyle but we certainly aren’t adding any more to it!  We do not use credit cards.  We do not take on debt.  We highly recommend the Dave Ramsey program.  Assume that if you can’t afford it today, you can’t afford it later!  A cash based budget is easier to keep track of.

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4. Rely on Yourself- Learn how to make alternative medicines.  They are every bit as effective as pharmaceuticals.  Barter for what you need if possible.  Preserve as much food as possible.  Heat your home with wood if possible.  Make a list of where your money goes….doctors, grocery stores, clothing stores, et cetera, and see what you can do for yourself.  Break it down even further.  Crackers on your grocery list?  Learn to make them!

It is empowering and takes some stress off of you if you can do it yourself.

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5.  Learn New Skills- Can you get a book on how to make home repairs?  Can you learn to build a fence?  Can you learn to make antibiotics?  Can you learn to can?

Yes you can!

This is the first step in successfully becoming a homesteader and leaving the status quo behind.

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We get to babysit our granddaughter while our daughter is at work part time because we make our own schedules.  We have so much fun with that little munchkin.  We have time to run around with our animals and enjoy the views here.  We have few worries here.  We are in control of our life and is there anything sweeter than that?