Buying Land to Homestead (city or country?)

So you want to be a homesteader?  You will need land!  Now, do you want to live in the city or the country?  You can certainly homestead either place.

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I found a city, within forty-five minutes of my husband’s work, an hour and a half from my children, that has a very reasonable housing market compared to the other places in Colorado.  Pueblo has every amenity; arts, theater, restaurantuuuuus, hiking, bike trails, museums, and farms nearby.  My beautiful little house is powered 100% with solar.  I heat the house with the wood stove or the gas furnace.  I have city water, but it tastes pretty good and it is a sure thing.  I have farmed the entire front yard, producing much of our own vegetables and fruit and some for canning plus all the perennial fruit trees and berry bushes are coming along fine.  The wild mulberries here are delicious.  I have a large chicken coop and lots of chickens.  I have a greenhouse and additional garden. I have a farm dog.  I have a root cellar.  I have everything I need to homestead well here.  We even have a lake one block away that is stocked by the city for free fishing.

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Living in the city has a ton of benefits like the ones above plus most cities allow goats and sheep nowadays.  The utilities are generally cheaper.  Without a well, one does pay quite a bit for water.  And there is the space issue.  You can only do so much before running out of room in the city.  I must say I am impressed with how much I can grow here though.  Using vertical growing techniques and permaculture ideas increases yield exponentially.  Finding a home in the city can often be more affordable as well.

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It’s a shame we aren’t city people.  In the country, you might have a view.  A few acres of land to traverse.  More options for animals.  Outbuildings.  Stars.  And country people are my people.  I may have grown up in the city, but I’ve always been a country girl.

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These are things to look for when you are looking for a homestead, whether it be in the city or the country.

Check zoning.  Can you have chickens?  How about, by chance, goats?

FHA doesn’t do Ag loans (agriculture zoning).  FHA is the most common lending so plan to find something residential that can have animals.

Check and see if the community has an HOA.  If so, do not move there.  You will not likely be able to grow corn in the front yard or have a rooster crowing.

A wood stove or wood burning fireplace is a must.  On a wood stove, you can place a pot of beans and a kettle of water or percolator on days that electric goes out.

If you are looking in the country, is it on city water?  Is there a well?  How deep?

Septic tank?  How old?  Get those checked before buying.

How many acres?  What is the zoning?

Let’s be honest now here.  EVERY farmer/rancher I know has an outside job.  It’s just the way it goes these days.  Someone in the household probably has to work.  Check the distance to work.  No one wants to commute two hours to the office!

Check the fencing.  Are you going to be able to keep your pup in?  Goats?  See realistically much work has to be done to move in.  Fencing in the city is incredibly important as well.  Preferably a six foot fence!

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Well y’all, that will get you started.  Happy land dreaming!